10 Steps to Prosperity

1.    CASH FLOW PLAN (BUDGET)

2.    TRANSFER RISK WITH INSURANCE: HEALTH,LIFE,DISABILITY, HOME,AUTO AND LTC (IF OVER 60 YEARS OLD)

3.    $1,000 IN STARTER EMERGENCY FUND

4.    PAY OFF ALL DEBT(EXCLUDING MORTGAGE) USING DEBT REDUCTION SYSTEM

5.    3 TO 6 MONTHS OF EXPENSES IN FULLY FUNDED EMERGENCY FUND

6.    SAVE 10% TO 20% FOR A DOWN PAYMENT FOR HOUSE (IF RENTING)

7.    SAVE 15% OF INCOME IN “PRIVATE RETIREMEN PLAN” OR ROTH IRA

8.    EDUCATION FUNDING

9.    PAY OFF HOME EARLY

10. BUILD WEALTH AND GIVE

   

                                                  SET A GOAL

                                           PAY YOURSELF FIRST

                                START TODAY AND BE CONSISTENT